Publication:
Do Bank Funding Diversity and Bank Lending Affect Net Interest Margins? Evidence From Asia Markets Before and During the Covid-19 Pandemic

dc.contributor.author Khoa Dang Duong, Hoi Vu Le, Duy Nhat Vu, Ai Ngoc Nhan Le
dc.date.accessioned 2023-12-19T01:38:41Z
dc.date.available 2023-12-19T01:38:41Z
dc.date.issued 2023
dc.description.abstract This paper investigates how bank funding diversity and lending affect bank performance, especially during the Covid-19 pan demic. We employ the Generalized Method of Moments to analyze unbalanced panels of commercial banks in China, Taiwan, and Vietnam. The empirical results show that a percentage increase in bank funding diversity and bank lending in the sample negatively affects profitability. In contrast, the results are mixed in each country due to different market microstructures. While holding diversified funding strengthens bank profitability during the pandemic, increasing lending activities dampers the bank’s performance. Finally, this research has important implications for bank managers and regulators to develop sustainable banking performance in emerging markets, especially during pandemics.
dc.identifier.uri http://repository.vlu.edu.vn:443/handle/123456789/11098
dc.language.iso en_US
dc.relation.ispartof Sage Journals Home
dc.relation.issn 2158-2440
dc.subject funding diversity
dc.subject bank lending
dc.subject net interest margin
dc.subject Covid-19 pandemic
dc.title Do Bank Funding Diversity and Bank Lending Affect Net Interest Margins? Evidence From Asia Markets Before and During the Covid-19 Pandemic
dc.type Resource Types::text::journal::journal article
dspace.entity.type Publication
oairecerif.author.affiliation #PLACEHOLDER_PARENT_METADATA_VALUE#
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